If you ever struggle to access oxygen in hospitals or cannot afford it, there’s an old technique worth remembering: Postural Drainage.

This method helps ease breathing problems caused by excess mucus in the lungs. By lying in specific positions, gravity assists in draining mucus from the airways, making it easier to breathe. Though it has become less common with modern ventilators and machines, it can still be helpful, especially in emergencies.

How it helps:
a. Clears mucus from the lungs
b. Makes breathing easier
c. Supports recovery during respiratory infections

How to practice:
a. Inhale and exhale slowly while in the recommended position
b. Stay in position for 15–20 minutes
c. Repeat 2–3 times daily as needed
d. Do not practice right after eating

History: During a flu outbreak in 1976, a nursing home in Vietnam reportedly used this method consistently for elderly residents. Remarkably, they had fewer deaths compared to other homes that didn’t apply it.

Note: Postural drainage is not a replacement for medical care or oxygen therapy if you are severely short of breath. It is a supportive technique that may help until proper treatment is available.

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Tired of fruits dropping and going to waste? This simple net + bucket setup saves your harvest and keeps it clean! ? Perfect for small gardens and backyard growers.

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One rainy day, early in the morning, when the cold was bone-chilling. I heard the growl and cry of a dog. I came out and saw my neighbour using a long stick to chase this poor dog away from his side of the veranda, where he went to seek refuge from the wind and rain.

The small dog refuse oo. But he finally succeeded. The dog came over to my side. As an animal lover I welcomed him. But my side is not shielded from the wind. So I have to use a megaphone carton to make a temporary wind shield for him. He growled at me when I tried to do this. But I understand. He's been brutally abused by people and think that I'm like others.

I just ignored him and set up the wind shield and also placed a cloth on the floor for him to lie on.

I never planned owning a dog now and even when I do, my target is a German Shepherd or Belgian Malinoise. Seeing the miserable state of this dog made me to buy it for N10k. They call him Jimmy, but I changed the name to Sergeant, after my first deceased dog ??.

---------------

Just like Sergeant, many of us come to God broken, wounded, and suspicious, because of how life and people have treated us. We sometimes “growl” at His attempts to help us by resisting His love.

Yet, Christ doesn’t give up on us.

-He shelters us (like I did with the carton and cloth) even when we don’t understand His intentions.

-He pays the price for us (as I did with the ₦10k) while we were yet sinners.

-He gives us a new name and identity (Revelation 2:17), just as I renamed the dog to “Sergeant,” honoring him with dignity.

“But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us” (Romans 5:8).

Don't give up on God. Repent for the days are evil. Christ's coming is nearer than ever.

?Before: 27th July 2025
? After: Present, 12th Sept 2025

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One of my goats just gave birth now.

Sometimes, first-time goat mothers don’t immediately care for their newborns. I recently had a doe that refused to clean her kid after birth. I had to step in, clean the baby myself, and even try holding the mother so the kid could nurse. Unfortunately, she still resisted.

Thankfully, after some time, she began to accept her role and allowed the kid to feed naturally.

 Important Tip: Newborn kids must drink colostrum within the first 2–4 hours of life. Without it, they can easily die because they cannot regulate their body temperature and they miss out on vital antibodies needed for survival.

If a mother refuses to nurse, farmers should intervene quickly by helping the kid suckle or by bottle-feeding colostrum.

What to Do if a Goat Refuses Her Kid
1. Clean the Kid: Wipe off mucus and fluids if the mother refuses to lick it.

2. Encourage Nursing: Gently hold the mother still so the kid can find the teat.

3. Milk the Doe: If she still refuses, hand-milk some colostrum.

4. Bottle or Tube Feed: Use a bottle or stomach tube to feed the kid colostrum within the first 2–4 hours.

5. Monitor Bonding: Keep an eye on the mother and kid. Many first-timers eventually accept their kids after a few hours.

6. Stay Prepared: Always have frozen colostrum or colostrum replacer available in case of rejection.

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A simple, non-invasive way to guess chick sex early. Works mainly on fast-feathering breeds (like layers, broilers and some hybrids).

A. Female Chicks (Pullets):
The primary feathers (longer ones at the edge) grow out faster than the covert feathers (shorter ones covering them).

   

This creates a “two-step” pattern — long feathers + short feathers.

B. Male Chicks (Cockerels):
Primaries and coverts grow at about the same rate.

The wing looks smooth and even, forming a single curve.

C. When It Works Best:
Most reliable in the first 1–3 days after hatching.

After that, the differences become harder to see.

D. Accuracy:
Can be 80–90% accurate when done by skilled hands.

Not reliable for all chicken breeds (especially slow-feathering ones).

Hatcheries often use it alongside vent sexing or simply wait until chicks mature.

E. Why It’s Useful:
Quick, cheap, and doesn’t harm the chick.

Handy for backyard farmers and small breeders.

Feather sexing is a smart trick, but it only works on some breeds and very early in life.

Managing your money depends on when you plan to use it. Whether it is for next month’s rent, a wedding in two years, or retirement in thirty years, the way you save must match your timeline. Below is a breakdown of how to save and invest in the short, medium, and long term.

1. Short-Term Savings (1 month – 1 year)
If you will need the money soon—maybe for rent, school fees, a gadget, or vacation—it must stay liquid and risk-free.

1a. Fixed or Target Savings Accounts
Lock money for between one and twelve months to earn higher interest.
Examples: Opay Fixed/Target, Palmpay Fixed/Target, FairLock by Fairmoney, PiggyVest Safelock, Cowrywise Lock.

1b. Treasury Bills (91–182 Days)
Issued by the Nigerian government and considered very safe.
Tenures: less than 90 days (short), 91–180 days (medium), and 181–364 days (long).
Buy through your bank or licensed investment firms.

1c. Money Market Funds (MMFs)
Safer than stocks, pay interest daily or weekly, and allow withdrawal within 24–48 hours.

Examples: ARM MMF, Stanbic IBTC MMF, FBNQuest MMF.

Important Note: Do not invest short-term savings in stocks. You may need the money before the market recovers.

2. Medium-Term Savings (2 - 5 years)
For goals like starting a business, buying a car, or saving for a wedding, you can take moderate risks for higher returns.

2a. Extended Short-Term Options
Use longer fixed deposits, target savings, or treasury bills for up to five years.

2b. FGN Savings Bonds and Commercial Papers
FGN Bonds (two to three years) pay interest quarterly.

Commercial Papers are short-term loans to companies. They pay more but carry mild risk.

Access them through stockbrokers or fund managers such as Stanbic IBTC, Chapel Hill Denham, FBNQuest, Meristem, or Cowrywise.

2c. Mutual Funds
These are pools of investments managed by experts.

They are safer than buying stocks directly and provide moderate returns.

2d. Real Estate Savings
Save monthly toward buying land or property within three to five years.

This is suitable if your target is real estate, but beware of fraudulent companies.

Important Note: Avoid volatile assets like stocks or cryptocurrency for medium-term savings. You may need the money before they recover.

3. Long-Term Savings (10 – 30 years)
For retirement, children’s education, or building wealth, you can afford to take more risk since time works in your favor.

3a. Stocks and Equity Funds
Buy shares in strong Nigerian companies such as GTCO, Zenith, Dangote, Nestlé, MTN, or Airtel.

Alternatively, invest through Equity Mutual Funds or ETFs to spread risk.

Stocks beat inflation over decades but require patience.

3b. Government and Corporate Bonds (5–20 years)
Bonds are safe and provide steady interest.

FGN Bonds pay twice yearly and are great for conservative, long-term investors.

3c. Retirement and Pension Plans
Contribute to a Retirement Savings Account (RSA) via your Pension Fund Administrator (PFA).

Options include AIICO, ARM, Stanbic IBTC, and Pensions Alliance.

These ensure discipline, protect your old age, and offer tax advantages.

3d. Real Estate
Buy land in developing areas, as land appreciates over time.

Build rental houses, hostels, or shortlets for steady income.

Real estate is illiquid but excellent for wealth building.


Important Notes:
Diversify. Do not put all your money in land or stocks.

Prioritize assets that beat inflation such as equities and real estate.

Think in decades, not months. The longer you invest, the greater the growth.

4. Final Word

Short-term savings should focus on liquidity and safety.
Medium-term savings should balance safety with growth.
Long-term savings should focus on growth and wealth creation.

By aligning your savings with your timeline, you protect your goals and avoid unnecessary risks.

1. What is a Dividend?
A dividend is a portion of a company’s profits distributed to its shareholders as a reward for investing. It is different from capital gains (increase in stock price). Dividends are usually paid quarterly or annually, depending on company policy.

2. Who Pays Dividends in Nigeria?
In Nigeria, dividends are paid by the Registrar of each company you own shares in, not by your stockbroker (e.g., not Bamboo, Meristem, etc.).

3. How to Receive Dividends Directly in Your Bank Account
To receive dividends directly into your bank account, you must complete and submit the E-Dividend Mandate Form.

Steps:
Step 1: Get the E-Dividend Mandate Form
You can obtain the form from your bank or download it from the SEC website (they both provide a universal form).
You can also download it from the Registrar’s website of the company you bought shares in.

Each company has its own Registrar. For example:
Africa Prudential Registrars Plc handles BUA Cement & UBA.
Datamax Registrars Limited handles GTCO.
Coronation Registrars Limited handles Dangote Cement.

To find the Registrar for your company’s shares, simply search online.

Step 2: Fill in the Form
Provide your full name (as it appears on CSCS and BVN records).
Enter your CSCS/CHN number.
Provide your bank name, account number, and BVN.
Append your signature.

Important Notes:
Every Nigerian stockholder has a Central Securities Clearing System (CSCS) account. Think of it as a BVN for stocks.
This account is created automatically when you first buy stocks through a licensed stockbroker.

Your CSCS number links all your shares across different brokers and registrars.
Example: If you bought BUA Cement and UBA via Meristem, and GTCO or Dangote Cement via Bamboo, all will still be tied to your single CSCS account.

Step 3: Submit the Form
Submit the completed form at your bank branch (they process it free), OR
Submit it directly to the Registrar of the company whose shares you hold.

Once processed, all future dividends will be credited electronically to your bank account.

4. Why the E-Dividend Form is Important
It solves the problem of unclaimed dividends from old paper warrants.

Even if you bought shares many years ago and never received dividends, this process still works. Once linked, you won’t need to chase dividend cheques or deal with expired warrants.

FAQs
Q1: I received dividends without filling the E-Dividend form. How is that possible?
Before 2015/16, dividends were paid by cheque (dividend warrants). Some people still get paid that way, but many dividends remain unclaimed because cheques expire, addresses change, or details don’t match.

Some registrars automatically linked bank accounts once you provided your bank details during stock purchase.

Some stock apps (e.g., Chaka, Bamboo) collect shareholders’ bank details upfront, so once dividends are paid, they are automatically credited.

However, the safest and most reliable way is to fill the E-Dividend Mandate Form.

Q2: If I bought stock in GTBank, Dangote and Presco, should I download separate E-Dividend forms for each?
Not necessarily. You can use the Consolidated E-Dividend Mandate Portal (e-DMMS) on www.sec.gov.ng. Download the form, submit it through your bank, and it will link all your registrars and companies at once.

I hope this help someone.

Many Nigerians are in this same situation. Years ago, parents or grandparents bought shares when one unit was sold for just a few kobo. But today, because of poor records, missing documents, or even death, the family never sees the benefits.

Let’s break it down clearly:

1. In Nigeria, companies and registrars won’t just hand dividends to you. By law, you must prove whether your father is alive or dead.

 That requires either:
A. Probate (if there’s a Will), or
B. Letter of Administration (LOA) (if no Will).
And to get either one, you need a death certificate.

In Igbo land, after 7 years of someone missing, the family may perform burial rites. But legally, Nigeria doesn’t wait for 7 years.

You can go to court for a Presumption of Death Order before then.

Most families, however, still wait for the 7th year.

If your father is dead or missing, here’s what you should do:

1. Gather all his share certificates and dividend warrants.
2. Visit the registrars (e.g., Access Bank Registrars, Zenith Registrars, First Registrars) with proof of your father’s ID and your relationship (birth certificate or affidavit).

They will tell you plainly: without LOA, nothing moves. To access the dividends and shares legally, your family must choose:
(A) Wait until 7 years, declare him dead, get the death certificate, then apply for LOA.
(B) Apply to court now for “Presumption of Death,” then process LOA immediately.

Why you must act fast: Every year that passes, unpaid dividends are transferred to the Unclaim1ed Dividends Trust Fund under CBN & Debt Management Office. If you delay too long, claiming it becomes serious wahala.

My Advice to you:
1. Guard those certificates like gold.
2. Sit with your family and decide whether to wait till the 7th year or go to court now.
3. Once LOA is secured, transfer the shares to the family name and enjoy dividends going forward.

Lesson for everyone reading this:
If you are alive and you own shares or investments, don’t keep your family in future trouble.
1. Write a Will,
2. Set up a Trust, or
3. Add a clear Next of Kin.

Nigeria no dey smile. If you don’t plan, your sweat fit waste while your family suffers to claim what belongs to them.

Four Kenyan villagers once chased and captured two live cheetahs that had been killing their goats for weeks.

The incident happened in Wajir, northeastern Kenya, in November 2013. The cheetahs had already killed 15 goats belonging to a man named Nur Osman Hassan. Desperate to stop the losses, the men came up with a plan.

They waited until the hottest part of the day, when cheetahs tire faster, and then launched a pursuit. The chase lasted about four miles (6.4 km) across the dry scrub. Cheetahs are the fastest land animals, capable of speeds up to 104 km/h (64 mph), but only for short bursts. Unlike humans, they overheat quickly and cannot sustain long-distance runs.

Eventually, the exhausted cheetahs collapsed and were unable to run any farther. The villagers tied them up and handed them over to the Kenya Wildlife Service (KWS).

Speaking to the BBC, Hassan said: “The cheetahs killed most of my goats, and I need compensation.”

This remarkable case highlights the ongoing human-wildlife conflict in Kenya, where predators like cheetahs and lions sometimes attack livestock, putting rural farmers in economic hardship. Wildlife experts note that while cheetahs are deadly sprinters, human endurance running—especially in high heat—can outlast them.

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There is a viral health myth that has been circulating for years, especially on WhatsApp and Facebook, titled "Good advice for women!!!!!!!!! DURING MENSTRUATIONS".

I asked ChatGPT to fact-check each point and I was surprised at the level of misinformation some people now believe.

Don’t believe everything you read online without fact-checking oo.

Fact-check

1. “Do not drink cold water or eat coconut during menstruation”
❌ False.
Cold water or coconut does not affect menstrual flow, clotting, or cause blood to “disappear.” Menstrual blood comes from the shedding of the uterine lining — food or drink temperature doesn’t change that.

2. “Do not have sex during menstruation because vagina is very soft”
⚠️ Partly true.
The vagina is not “softer,” but during menstruation the cervix is slightly more open, which increases infection risk (bacteria, fungi, viruses). It’s not medically forbidden, but if one does, using a condom is safer.

3. “Do not apply shampoo on the head because pores are open”
❌ False.
Washing or shampooing hair during menstruation has no effect on pores, headaches, or reproductive health. Just a myth.

4. “Do not eat cucumber during menstruation because it blocks flow and causes sterility”
❌ False.
Cucumber is harmless. No food can block menstruation. Infertility is not caused by eating cucumber.

5. “Do not be hit on the abdomen during menstruation”
⚠️ Partly true.
A hard hit on the abdomen is unsafe at any time, but it’s not specifically linked to menstruation or infertility. Trauma can cause pain or injury, but not “uterine cancer.”


6. “Drinking ice water during menstruation causes cancer after 5–10 years”
❌ Completely false.
There is no evidence that cold water causes cancer or traps menstrual blood. Cancer develops from genetic mutations, infections (like HPV), or other risk factors — not ice water.

The Truth

1. Menstruation is a natural process.

2. The only real caution is a slightly higher infection risk if having unprotected sex during menstruation.

3. Eating, drinking (cold or hot), shampooing, cucumber, or coconut have no harmful effects.

4. Cancer is not caused by food or water during menstruation.

This viral message is dangerous misinformation. It mixes a small truth (infection risk with unprotected sex) with a lot of myths.

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Starting an online business no longer requires heavy funding, offices, or big teams. With tools like ChatGPT, you can brainstorm, create, and even sell products or services — all with little to no upfront cost. What you need most is creativity, consistency, and the right strategy.

Step 1: Pick a Profitable Business Idea
Instead of wasting weeks guessing, let ChatGPT help you brainstorm trending niches and business models that fit your skills.

Example Prompt:
“You are a business consultant. Suggest 10 profitable online business ideas I can start in 2025 with minimal capital, high demand, and low competition. Include a short description of each, target audience, and why it’s profitable.”

Step 2: Validate Your Idea
Before you build, make sure people actually want what you’re offering. Use ChatGPT to guide your market research, then confirm by checking Google Trends, social media groups, or even asking potential buyers directly.

Example Prompt:
“Create a simple market research summary for [insert business idea]. Include target audience, competitors, pricing trends, and key challenges. Suggest how to stand out.”

Step 3: Build Your Brand
Your name, tagline, and brand voice matter. ChatGPT can generate multiple options for you, saving time and design costs.

Example Prompt:
“You are a brand strategist. Generate 15 brand names and matching taglines for [business idea]. They should be catchy, easy to spell, and available as social media handles.”

Step 4: Create Your Product or Service
Depending on your business model, ChatGPT can help you create:
1. eBooks & digital guides
2. Templates & worksheets
3. Mini online courses
4. Service packages (social media management, writing, tutoring, etc.)

Example Prompt:
“You are a digital product creator. Create a complete outline for an eBook titled [i]Beginner’s Guide to Hydroponics.[/i] Include chapters, main points, and suggested word count.”

Step 5: Launch a Free Website or Store
You don’t need a paid website to start. Use free or freemium tools like Carrd, Notion, or Selar to host your products or services. ChatGPT can write your website copy.
Example Prompt:
“Write a high-converting landing page for [business idea]. Include a headline, benefits, testimonials (sample), and a call-to-action.”

Step 6: Market Without Spending Money
Leverage social media platforms like TikTok, Instagram Reels, and Facebook groups. With the right hooks and content strategy, you can reach thousands organically.
Example Prompt:
“You are a viral content strategist. Give me 20 short-form content ideas to promote [product/service] on TikTok. Include the hook, main message, and call-to-action.”

Step 7: Sell and Scale
Once you land your first sales, use ChatGPT to craft email sequences, customer support replies, and upsell offers. Then, reinvest a little profit into ads or better tools to scale.
Example Prompt:
“Write a 5-day email sequence for [product]. Each email should build trust, handle objections, and encourage purchase.”

Final Thoughts
Yes — you can start an online business with ChatGPT and minimal capital. But here’s the truth:
1. You’ll still need time, consistency, and effort.

2. “Zero capital” is almost never 100% — expect to spend on internet, data, and maybe design or domain names.

3. Success won’t happen overnight, but with persistence, this method can grow into a sustainable income stream.

The smartest move is to start small, test one idea, and refine as you go.

In today’s world of wellness, immunity, and natural living, ginger has outgrown the kitchen. It is now a billion-dollar global commodity—and Africa holds one of the richest deposits.

But here’s the big question: Why should Africa export raw ginger and then re-import finished products—when young Africans can build, package, and export directly to the world?

   
Answer: We shouldn’t.

The future belongs to export-ready, youth-led ginger brands—ventures powered by smart graduates who understand both the African supply chain and the global consumer.
This is your opportunity to turn African ginger into branded products sold in New York, London, Berlin, Nairobi, or Toronto.

Why the Global Market is Hungry for African Ginger
The world is demanding more ginger than ever, fueled by:
a. Post-COVID health and wellness awareness
b. Rising interest in immunity-boosting foods
c. Growth in herbal supplements and natural skincare
d. Diaspora communities seeking authentic African products

The global ginger market is already worth over $6 billion and is projected to cross $8 billion by 2027. Nigeria, Ethiopia, and Ghana produce some of the most potent, aromatic, and medicinal-grade ginger on the planet.

But here’s the truth: the future isn’t raw ginger. It’s branded, export-certified ginger products.
That’s where young African entrepreneurs come in.
What Makes a Ginger Brand Export-Ready?
To compete globally, youth-led businesses must:
1. Source premium ginger from reliable farms.

2. Process under clean, standardized, and hygienic conditions

3. Package professionally with airtight, export-quality labeling

4. Secure certifications: NAFDAC, FDA, SON, ISO, etc.

5. Build an e-commerce website with international payments (Stripe, Paystack, Flutterwave)

6. Partner with global logistics firms (DHL, UPS, GIG, Sendbox)

7. Prepare export paperwork: invoices, phytosanitary certificates, bill of lading

8. List products on Amazon, eBay, Alibaba, Etsy, Afrimart

9. Collaborate with diaspora influencers and wellness brands

10. Showcase at international trade expos and connect with distributors

With these steps, a team in Jos or Kumasi can put ginger tea bags on supermarket shelves in Toronto or Los Angeles.

The Earnings Potential
Example scenario:
1. Launch a ginger tea brand

2. Sell 2,000 packs monthly at ₦2,500 each (~$1.67)

3. Revenue = ₦5 million/month (~$3,350)

4. Net profit (after costs) = ₦2.5 million (~$1,675)

With a 10-person team, each member earns ₦250,000 (~$167) monthly

For investors:
a. Back one export-ready team with ₦2 million
b. Earn ₦400,000 ($270) profit monthly
c. Annual passive income = over ₦4.8 million ($3,200)
d. Plus—you hold equity in a growing global brand

12 Reasons to Go Export-Ready with Ginger
Global demand is rising every year

African ginger is already world-class

Diaspora Africans trust home-grown products

Branded ginger sells 2x–5x more than raw exports

Governments provide export incentives

Youth ventures can tap grants and trade expos

Online stores allow 24/7 international reach

Export packaging improves shelf life and credibility

Brands build long-term equity, not just sales

Multi-currency income (dollars and euros)

Ginger is lightweight and cost-efficient to ship

Export-ready businesses attract foreign investors and trade partners1

Final Insight: Don’t Think Local. Think Global.
The world is buying ginger. The only question is: Will they buy it from you—or from someone else?
This is Africa’s chance to move from exporting raw produce to selling premium, finished, youth-led ginger brands to meet global demand.
https://www.facebook.com/100001309793999...l/?app=fbl

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The secret to bumper harvests? Root boost from DAP + balance from NPK. Here is how it goes:

   

DAP (18-46-0)
1. Very rich in phosphorus (P).
2. phosphorus is the fuel for early root development and energy transfer (ATP).
3. When seedlings have strong roots, they can drink water and nutrients better → giving you uniform and vigorous early growth.

That’s why farmers often use DAP at planting time.

NPK Blends (eg 20 10 10, 15 15 15)
1. Supply all three: Nitrogen (N), Phosphorus (P), and Potassium (K).
2. Nitrogen makes crops lush and green.
3. Phosphorus keeps roots and flowering strong.
4. Potassium builds resistance against drought, pests, and diseases.

Best used once crops are well established and need balanced nutrition.

The Smart Combo
1. Start your crop with DAP for strong roots.
2. Follow up with NPK for balanced growth and yield.

This way, your plants get the early boost and the long-term strength they need.
Healthy roots + balanced feeding = higher yields

Don’t ignore peeling paint and mold—they’re silent killers.

That ugly stuff on your wall is more than an eyesore. Especially in your bedroom, it’s a slow poison. Every night you breathe it in, it weakens your lungs and damages your health.

Don’t ignore it.

1. If you rent, call a painter to fix it with cement and paint.
2. If you own the house, go for a permanent solution using stone dust, cement, sand, acrylic primer, waterseal, and water.

Mold looks harmless, but it’s deadlier than you think. Don’t wait until it’s too late.

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In order to find an attractant for bed bugs, this woman allowed herself to be bitten by over 1000 hungry bed bugs every week for 5 years! Imagine the sacrifice. Here is her story:

   

Week after week for five relentless years, Regine Gries endured a unique form of torture: feeding an army of 1,000 hungry bed bugs on her own skin. But this wasn't madness—it was science.

Driven by a mission to end a global bed bug epidemic, Regine and her husband Gerhard, alongside their research team, were determined to crack the pest's chemical code.

Their perseverance led to a eureka moment: a precise blend of pheromones and histamine, the chemical cue that tells bed bugs a hiding spot is safe. This “chemical cocktail” doesn’t just attract bed bugs; it traps them. The pheromones attracts them and the histamine convince them that the place is a good hiding spot, so they stay put.

This groundbreaking discovery is now on its way to becoming the world's first effective and affordable bed bug bait, offering hope to millions battling infestations. Regine's extraordinary sacrifice may soon mean no one else has to suffer a single bite.

The idea that "there is no money in farming" is a myth, but it stems from a hard truth: the least profitable step is often selling raw commodities.

The real wealth in agriculture isn't just grown—it's built by moving beyond basic production and capturing value along the chain. That's what rich farmers do.

Here is where the significant profits are:

1. Strategic Farming: Money can be made on the farm with high-value crops, scale, and efficiency, but margins are often tight.

2. Processing & Selling: Transforming your raw product (e.g., turning fruit into jam) and selling it directly multiplies its value.

3. Distribution: Controlling the supply chain and getting products to market is a high-value business onto itself.

4. The Brand: A strong brand allows you to sell based on trust and story, not just price, creating loyal customers and premium profits.

5. The Network: Your net worth is linked to your network. Right connections lead to better deals, opportunities, and knowledge.

The key is to shift from being just a producer to becoming a farmer-entrepreneur. Don't just grow a product; build a business around it.

In the late 1970s, a boy named Okwudili Ndiwe was born in Aguleri, Anambra State. Few could have predicted that he would evolve into Derico Nwamama, a name that would paralyze southeastern Nigeria with fear for years.

Emerging from the poverty and chaos of 1990s Nigeria, Derico began his criminal career in the crowded markets of Onitsha as a petty thief. But his ambition was far greater. He quickly graduated from pickpocketing to violent crime, building a reputation in the underworld for his daring and ruthlessness.

   

His reign truly began with the brutal elimination of a rival kingpin, Chiejina. This act was more than a murder; it was a coronation. From that moment, Derico was the undisputed king of a new, terrifying era of lawlessness.

A Reign of Terror
Derico Nwamama’s gang became synonymous with audacious and brutal crime. Their signature acts included:

Brazen Bank Robberies: Executing meticulously planned heists that left trails of blood and destruction.

Highway Ambushes: Terrorizing major roads like the Onitsha-Asaba-Benin expressway, robbing and murdering travelers.

Open Defiance: He famously sent threat letters to police stations, warning them against interfering with his operations.

Mass Murder: His cruelty reached its peak in December 2000 at Upper Iweka, Onitsha, where he massacred nearly all the passengers of a 59-seater bus after robbing them.

Derico cultivated an aura of invincibility. He lived luxuriously in faraway Abuja, only descending on the East to strike. He boasted of powerful juju that made him bulletproof, claiming, “No man born of a woman can kill me.” To a terrified public and a outmatched police force, the legend seemed true.

The Fall: Vigilante Justice
With conventional police efforts failing—even a formal "Operation Derico" manhunt could not capture him—the state government took desperate measures. Governor Chinwoke Mbadinuju enlisted the Bakassi Boys, a feared vigilante group known for their mystical charms and brutal methods.

In July 2001, the myth of Derico's invincibility shattered. The Bakassi Boys tracked him down in Onitsha, captured him alive, and paraded him before the public—a shirtless, bruised, and broken figure.

His end was as brutal as his rule. In a public execution at Ochanja Market, the Bakassi Boys delivered their form of justice with a machete. The crowd, finally freed from his shadow, roared its approval.

Legacy of a Phantom
Derico's death marked the end of a dark chapter but sparked enduring debates on vigilante justice and institutional failure. His story has cemented itself in Nigerian folklore:

His life was dramatized in the 2004 Nollywood film, “Derico Nwamama.”

His name remains a cultural shorthand for ultimate criminal notoriety, referenced in music and street conversations.

For the people of Anambra, he is not a myth but a terrifying memory of a time when violence ruled unchecked.

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Nobody told me this. I had to learn it the hard way.

But let me tell you now, clearly:
If you don’t change something, your children will struggle the same way you and your father struggled.

Generational wealth doesn’t just appear. You build it — with focus, sweat, and a plan.

Here’s how the wealthy families do it while the rest of us argue politics and chase clout:

1: Build Assets, Not Just Income
Your salary? Your hustle money? That’s just survival.
What lasts are assets — land, properties, businesses.

Buy land on the outskirts today, it becomes gold tomorrow.
Build rentals, own shops, plant trees that pay your family every month.

2: Stop Eating Tomorrow’s Wealth Today
That flashy car you can’t maintain?
That loud party to impress people who don’t care?
Every kobo wasted today is food stolen from your children’s future.

3: Put Structures in Place, Not Stories
“Be responsible” is not enough.
Write a will.
Set up trusts.

Make sure your wealth doesn’t vanish in family fights and court battles.

4: Teach Your Children the Game
Wealth dies fast when the next generation doesn’t know what to do with it.
Show them how you save, invest, and grow money.

If you don’t, they’ll waste everything before your grave settles.

5: Think Beyond Your Lifetime
Stop thinking in weeks or months.
Start thinking in decades.

The real legacy isn’t how much you made — it’s how much you left standing.

The truth is this: the system in Nigeria isn’t built to make you rich.

But you can beat the system if you start today.
? Build assets.
? Think long-term.
? Prepare your children.

Because if you don’t… they’ll start from zero again.

And that’s not legacy. That’s tragedy.

When I first arrived Kano, and visited a lot of Agro commodities markets in search for Agro money.

After careful observations, I told my host.

“With this vehicle here in Kano, you are on your way to millions of Naira in revenue per week by moving Agro commodities within various Kano markets”

   

As at that time, this jet was around N2million - N3million.

Simply buy from another interior market today, next day, resell in another market.

The good thing about Kano is, their mudu measurement is not same size in all the markets.

Some is bigger. A 40 mudus bag in market A mighty be 50 mudus in market B. Same commodity.

Market A might be selling for N3,500 and market B will be selling for N4,500 because Kano is extra large?

This is a solid opportunity to print money within Kano State for youths who can trade.

With the small jet. You can fly around various Kano markets and load your money around.

The monetary value of this vehicle cannot be overemphasized, bro.

Even within your current community, if you can buy it, you’ll be big.

Instead of saving N5million to buy land inside village, buy this van, drive it yourself.

Within 12 months, you’ll buy more land easily and faster.

Help our rural farmers move their farm produces and you will make millions.

It is called “Agro Logistics”

Is currently undertapped.
Tsekohol Denison

#BillionaireFarmer

This is one of the biggest challenges in farming. But here are practical ways to prevent workers from milking you dry:

1. Careful Recruitment
Don’t just hire anybody because they are nearby or cheap.
Run background checks (ask around in the community).
Choose people with proven integrity, even if they cost more.

   

2. Clear Agreements & Accountability
Put written agreements in place, even if it’s with villagers.
Set clear rules, responsibilities, and consequences for theft.
Make workers understand they are part of the farm’s success.

3. Use Technology & Monitoring
Install CCTV cameras (solar-powered ones are now affordable).
Use farm record systems (daily logs for feed, eggs, sales, etc.).
Employ surprise visits or delegate trusted supervisors to inspect.

4. Incentives Instead of Only Salary
Workers who benefit from success are less likely to steal.
Example: give a small bonus when egg sales or goat births increase.
Profit-sharing or “work-to-own” models motivate honesty. As your farm profit increase, increase your workers' pay.

? 5. Reduce Temptation
Don’t stock all feed/equipment in one open store.
Keep high-value items (drugs, equipment, cash) under lock and key.
Use padlocks with keys kept only by you or a trusted manager.

6. Community Involvement
Sometimes when villagers feel part of the project, they protect it.
Sponsor small things (water, jobs, training) so they see value in keeping the farm alive.

7. Start Small, Scale Gradually
Don’t invest millions at once if you are not yet sure of reliable management.
Start small, test the workers’ honesty, then expand.

The right people, strict monitoring, fair incentives, and gradual growth can protect your farm investment.