There is a viral health myth that has been circulating for years, especially on WhatsApp and Facebook, titled "Good advice for women!!!!!!!!! DURING MENSTRUATIONS".
I asked ChatGPT to fact-check each point and I was surprised at the level of misinformation some people now believe.
Don’t believe everything you read online without fact-checking oo.
Fact-check
1. “Do not drink cold water or eat coconut during menstruation”
❌ False.
Cold water or coconut does not affect menstrual flow, clotting, or cause blood to “disappear.” Menstrual blood comes from the shedding of the uterine lining — food or drink temperature doesn’t change that.
2. “Do not have sex during menstruation because vagina is very soft”
⚠️ Partly true.
The vagina is not “softer,” but during menstruation the cervix is slightly more open, which increases infection risk (bacteria, fungi, viruses). It’s not medically forbidden, but if one does, using a condom is safer.
3. “Do not apply shampoo on the head because pores are open”
❌ False.
Washing or shampooing hair during menstruation has no effect on pores, headaches, or reproductive health. Just a myth.
4. “Do not eat cucumber during menstruation because it blocks flow and causes sterility”
❌ False.
Cucumber is harmless. No food can block menstruation. Infertility is not caused by eating cucumber.
5. “Do not be hit on the abdomen during menstruation”
⚠️ Partly true.
A hard hit on the abdomen is unsafe at any time, but it’s not specifically linked to menstruation or infertility. Trauma can cause pain or injury, but not “uterine cancer.”
6. “Drinking ice water during menstruation causes cancer after 5–10 years”
❌ Completely false.
There is no evidence that cold water causes cancer or traps menstrual blood. Cancer develops from genetic mutations, infections (like HPV), or other risk factors — not ice water.
The Truth
1. Menstruation is a natural process.
2. The only real caution is a slightly higher infection risk if having unprotected sex during menstruation.
3. Eating, drinking (cold or hot), shampooing, cucumber, or coconut have no harmful effects.
4. Cancer is not caused by food or water during menstruation.
This viral message is dangerous misinformation. It mixes a small truth (infection risk with unprotected sex) with a lot of myths.
Starting an online business no longer requires heavy funding, offices, or big teams. With tools like ChatGPT, you can brainstorm, create, and even sell products or services — all with little to no upfront cost. What you need most is creativity, consistency, and the right strategy.
Step 1: Pick a Profitable Business Idea
Instead of wasting weeks guessing, let ChatGPT help you brainstorm trending niches and business models that fit your skills.
Example Prompt: “You are a business consultant. Suggest 10 profitable online business ideas I can start in 2025 with minimal capital, high demand, and low competition. Include a short description of each, target audience, and why it’s profitable.”
Step 2: Validate Your Idea
Before you build, make sure people actually want what you’re offering. Use ChatGPT to guide your market research, then confirm by checking Google Trends, social media groups, or even asking potential buyers directly.
Example Prompt: “Create a simple market research summary for [insert business idea]. Include target audience, competitors, pricing trends, and key challenges. Suggest how to stand out.”
Step 3: Build Your Brand
Your name, tagline, and brand voice matter. ChatGPT can generate multiple options for you, saving time and design costs.
Example Prompt: “You are a brand strategist. Generate 15 brand names and matching taglines for [business idea]. They should be catchy, easy to spell, and available as social media handles.”
Step 4: Create Your Product or Service
Depending on your business model, ChatGPT can help you create:
1. eBooks & digital guides
2. Templates & worksheets
3. Mini online courses
4. Service packages (social media management, writing, tutoring, etc.)
Example Prompt: “You are a digital product creator. Create a complete outline for an eBook titled [i]Beginner’s Guide to Hydroponics.[/i] Include chapters, main points, and suggested word count.”
Step 5: Launch a Free Website or Store
You don’t need a paid website to start. Use free or freemium tools like Carrd, Notion, or Selar to host your products or services. ChatGPT can write your website copy. Example Prompt: “Write a high-converting landing page for [business idea]. Include a headline, benefits, testimonials (sample), and a call-to-action.”
Step 6: Market Without Spending Money
Leverage social media platforms like TikTok, Instagram Reels, and Facebook groups. With the right hooks and content strategy, you can reach thousands organically. Example Prompt: “You are a viral content strategist. Give me 20 short-form content ideas to promote [product/service] on TikTok. Include the hook, main message, and call-to-action.”
Step 7: Sell and Scale
Once you land your first sales, use ChatGPT to craft email sequences, customer support replies, and upsell offers. Then, reinvest a little profit into ads or better tools to scale. Example Prompt: “Write a 5-day email sequence for [product]. Each email should build trust, handle objections, and encourage purchase.”
Final Thoughts
Yes — you can start an online business with ChatGPT and minimal capital. But here’s the truth:
1. You’ll still need time, consistency, and effort.
2. “Zero capital” is almost never 100% — expect to spend on internet, data, and maybe design or domain names.
3. Success won’t happen overnight, but with persistence, this method can grow into a sustainable income stream.
The smartest move is to start small, test one idea, and refine as you go.
In today’s world of wellness, immunity, and natural living, ginger has outgrown the kitchen. It is now a billion-dollar global commodity—and Africa holds one of the richest deposits.
But here’s the big question: Why should Africa export raw ginger and then re-import finished products—when young Africans can build, package, and export directly to the world?
Answer: We shouldn’t.
The future belongs to export-ready, youth-led ginger brands—ventures powered by smart graduates who understand both the African supply chain and the global consumer.
This is your opportunity to turn African ginger into branded products sold in New York, London, Berlin, Nairobi, or Toronto.
Why the Global Market is Hungry for African Ginger
The world is demanding more ginger than ever, fueled by:
a. Post-COVID health and wellness awareness
b. Rising interest in immunity-boosting foods
c. Growth in herbal supplements and natural skincare
d. Diaspora communities seeking authentic African products
The global ginger market is already worth over $6 billion and is projected to cross $8 billion by 2027. Nigeria, Ethiopia, and Ghana produce some of the most potent, aromatic, and medicinal-grade ginger on the planet.
But here’s the truth: the future isn’t raw ginger. It’s branded, export-certified ginger products.
That’s where young African entrepreneurs come in. What Makes a Ginger Brand Export-Ready?
To compete globally, youth-led businesses must:
1. Source premium ginger from reliable farms.
2. Process under clean, standardized, and hygienic conditions
3. Package professionally with airtight, export-quality labeling
4. Secure certifications: NAFDAC, FDA, SON, ISO, etc.
5. Build an e-commerce website with international payments (Stripe, Paystack, Flutterwave)
6. Partner with global logistics firms (DHL, UPS, GIG, Sendbox)
7. Prepare export paperwork: invoices, phytosanitary certificates, bill of lading
8. List products on Amazon, eBay, Alibaba, Etsy, Afrimart
9. Collaborate with diaspora influencers and wellness brands
10. Showcase at international trade expos and connect with distributors
With these steps, a team in Jos or Kumasi can put ginger tea bags on supermarket shelves in Toronto or Los Angeles.
The Earnings Potential
Example scenario:
1. Launch a ginger tea brand
2. Sell 2,000 packs monthly at ₦2,500 each (~$1.67)
3. Revenue = ₦5 million/month (~$3,350)
4. Net profit (after costs) = ₦2.5 million (~$1,675)
With a 10-person team, each member earns ₦250,000 (~$167) monthly
For investors:
a. Back one export-ready team with ₦2 million
b. Earn ₦400,000 ($270) profit monthly c. Annual passive income = over ₦4.8 million ($3,200)
d. Plus—you hold equity in a growing global brand
12 Reasons to Go Export-Ready with Ginger
Global demand is rising every year
African ginger is already world-class
Diaspora Africans trust home-grown products
Branded ginger sells 2x–5x more than raw exports
Governments provide export incentives
Youth ventures can tap grants and trade expos
Online stores allow 24/7 international reach
Export packaging improves shelf life and credibility
Brands build long-term equity, not just sales
Multi-currency income (dollars and euros)
Ginger is lightweight and cost-efficient to ship
Export-ready businesses attract foreign investors and trade partners1
Final Insight: Don’t Think Local. Think Global.
The world is buying ginger. The only question is: Will they buy it from you—or from someone else?
This is Africa’s chance to move from exporting raw produce to selling premium, finished, youth-led ginger brands to meet global demand. https://www.facebook.com/100001309793999...l/?app=fbl
The secret to bumper harvests? Root boost from DAP + balance from NPK. Here is how it goes:
DAP (18-46-0)
1. Very rich in phosphorus (P).
2. phosphorus is the fuel for early root development and energy transfer (ATP).
3. When seedlings have strong roots, they can drink water and nutrients better → giving you uniform and vigorous early growth.
That’s why farmers often use DAP at planting time.
NPK Blends (eg 20 10 10, 15 15 15)
1. Supply all three: Nitrogen (N), Phosphorus (P), and Potassium (K).
2. Nitrogen makes crops lush and green.
3. Phosphorus keeps roots and flowering strong.
4. Potassium builds resistance against drought, pests, and diseases.
Best used once crops are well established and need balanced nutrition.
The Smart Combo
1. Start your crop with DAP for strong roots.
2. Follow up with NPK for balanced growth and yield.
This way, your plants get the early boost and the long-term strength they need.
Healthy roots + balanced feeding = higher yields
Posted by: Henlus - 08-25-2025, 09:59 PM - Forum: Health
- No Replies
Don’t ignore peeling paint and mold—they’re silent killers.
That ugly stuff on your wall is more than an eyesore. Especially in your bedroom, it’s a slow poison. Every night you breathe it in, it weakens your lungs and damages your health.
Don’t ignore it.
1. If you rent, call a painter to fix it with cement and paint.
2. If you own the house, go for a permanent solution using stone dust, cement, sand, acrylic primer, waterseal, and water.
Mold looks harmless, but it’s deadlier than you think. Don’t wait until it’s too late.
Posted by: Henlus - 08-24-2025, 07:53 PM - Forum: Health
- No Replies
In order to find an attractant for bed bugs, this woman allowed herself to be bitten by over 1000 hungry bed bugs every week for 5 years! Imagine the sacrifice. Here is her story:
Week after week for five relentless years, Regine Gries endured a unique form of torture: feeding an army of 1,000 hungry bed bugs on her own skin. But this wasn't madness—it was science.
Driven by a mission to end a global bed bug epidemic, Regine and her husband Gerhard, alongside their research team, were determined to crack the pest's chemical code.
Their perseverance led to a eureka moment: a precise blend of pheromones and histamine, the chemical cue that tells bed bugs a hiding spot is safe. This “chemical cocktail” doesn’t just attract bed bugs; it traps them. The pheromones attracts them and the histamine convince them that the place is a good hiding spot, so they stay put.
This groundbreaking discovery is now on its way to becoming the world's first effective and affordable bed bug bait, offering hope to millions battling infestations. Regine's extraordinary sacrifice may soon mean no one else has to suffer a single bite.
The idea that "there is no money in farming" is a myth, but it stems from a hard truth: the least profitable step is often selling raw commodities.
The real wealth in agriculture isn't just grown—it's built by moving beyond basic production and capturing value along the chain. That's what rich farmers do.
Here is where the significant profits are:
1. Strategic Farming: Money can be made on the farm with high-value crops, scale, and efficiency, but margins are often tight.
2. Processing & Selling: Transforming your raw product (e.g., turning fruit into jam) and selling it directly multiplies its value.
3. Distribution: Controlling the supply chain and getting products to market is a high-value business onto itself.
4. The Brand: A strong brand allows you to sell based on trust and story, not just price, creating loyal customers and premium profits.
5. The Network: Your net worth is linked to your network. Right connections lead to better deals, opportunities, and knowledge.
The key is to shift from being just a producer to becoming a farmer-entrepreneur. Don't just grow a product; build a business around it.
In the late 1970s, a boy named Okwudili Ndiwe was born in Aguleri, Anambra State. Few could have predicted that he would evolve into Derico Nwamama, a name that would paralyze southeastern Nigeria with fear for years.
Emerging from the poverty and chaos of 1990s Nigeria, Derico began his criminal career in the crowded markets of Onitsha as a petty thief. But his ambition was far greater. He quickly graduated from pickpocketing to violent crime, building a reputation in the underworld for his daring and ruthlessness.
His reign truly began with the brutal elimination of a rival kingpin, Chiejina. This act was more than a murder; it was a coronation. From that moment, Derico was the undisputed king of a new, terrifying era of lawlessness.
A Reign of Terror
Derico Nwamama’s gang became synonymous with audacious and brutal crime. Their signature acts included:
Brazen Bank Robberies: Executing meticulously planned heists that left trails of blood and destruction.
Highway Ambushes: Terrorizing major roads like the Onitsha-Asaba-Benin expressway, robbing and murdering travelers.
Open Defiance: He famously sent threat letters to police stations, warning them against interfering with his operations.
Mass Murder: His cruelty reached its peak in December 2000 at Upper Iweka, Onitsha, where he massacred nearly all the passengers of a 59-seater bus after robbing them.
Derico cultivated an aura of invincibility. He lived luxuriously in faraway Abuja, only descending on the East to strike. He boasted of powerful juju that made him bulletproof, claiming, “No man born of a woman can kill me.” To a terrified public and a outmatched police force, the legend seemed true.
The Fall: Vigilante Justice
With conventional police efforts failing—even a formal "Operation Derico" manhunt could not capture him—the state government took desperate measures. Governor Chinwoke Mbadinuju enlisted the Bakassi Boys, a feared vigilante group known for their mystical charms and brutal methods.
In July 2001, the myth of Derico's invincibility shattered. The Bakassi Boys tracked him down in Onitsha, captured him alive, and paraded him before the public—a shirtless, bruised, and broken figure.
His end was as brutal as his rule. In a public execution at Ochanja Market, the Bakassi Boys delivered their form of justice with a machete. The crowd, finally freed from his shadow, roared its approval.
Legacy of a Phantom
Derico's death marked the end of a dark chapter but sparked enduring debates on vigilante justice and institutional failure. His story has cemented itself in Nigerian folklore:
His life was dramatized in the 2004 Nollywood film, “Derico Nwamama.”
His name remains a cultural shorthand for ultimate criminal notoriety, referenced in music and street conversations.
For the people of Anambra, he is not a myth but a terrifying memory of a time when violence ruled unchecked.
Nobody told me this. I had to learn it the hard way.
But let me tell you now, clearly:
If you don’t change something, your children will struggle the same way you and your father struggled.
Generational wealth doesn’t just appear. You build it — with focus, sweat, and a plan.
Here’s how the wealthy families do it while the rest of us argue politics and chase clout:
1: Build Assets, Not Just Income
Your salary? Your hustle money? That’s just survival.
What lasts are assets — land, properties, businesses.
Buy land on the outskirts today, it becomes gold tomorrow.
Build rentals, own shops, plant trees that pay your family every month.
2: Stop Eating Tomorrow’s Wealth Today
That flashy car you can’t maintain?
That loud party to impress people who don’t care?
Every kobo wasted today is food stolen from your children’s future.
3: Put Structures in Place, Not Stories
“Be responsible” is not enough.
Write a will.
Set up trusts.
Make sure your wealth doesn’t vanish in family fights and court battles.
4: Teach Your Children the Game
Wealth dies fast when the next generation doesn’t know what to do with it.
Show them how you save, invest, and grow money.
If you don’t, they’ll waste everything before your grave settles.
5: Think Beyond Your Lifetime
Stop thinking in weeks or months.
Start thinking in decades.
The real legacy isn’t how much you made — it’s how much you left standing.
The truth is this: the system in Nigeria isn’t built to make you rich.
But you can beat the system if you start today.
? Build assets.
? Think long-term.
? Prepare your children.
Because if you don’t… they’ll start from zero again.
This is one of the biggest challenges in farming. But here are practical ways to prevent workers from milking you dry:
1. Careful Recruitment
Don’t just hire anybody because they are nearby or cheap.
Run background checks (ask around in the community).
Choose people with proven integrity, even if they cost more.
2. Clear Agreements & Accountability
Put written agreements in place, even if it’s with villagers.
Set clear rules, responsibilities, and consequences for theft.
Make workers understand they are part of the farm’s success.
3. Use Technology & Monitoring
Install CCTV cameras (solar-powered ones are now affordable).
Use farm record systems (daily logs for feed, eggs, sales, etc.).
Employ surprise visits or delegate trusted supervisors to inspect.
4. Incentives Instead of Only Salary
Workers who benefit from success are less likely to steal.
Example: give a small bonus when egg sales or goat births increase.
Profit-sharing or “work-to-own” models motivate honesty. As your farm profit increase, increase your workers' pay.
? 5. Reduce Temptation
Don’t stock all feed/equipment in one open store.
Keep high-value items (drugs, equipment, cash) under lock and key.
Use padlocks with keys kept only by you or a trusted manager.
6. Community Involvement
Sometimes when villagers feel part of the project, they protect it.
Sponsor small things (water, jobs, training) so they see value in keeping the farm alive.
7. Start Small, Scale Gradually
Don’t invest millions at once if you are not yet sure of reliable management.
Start small, test the workers’ honesty, then expand.
The right people, strict monitoring, fair incentives, and gradual growth can protect your farm investment.
You cannot pour almost all your resources into farming and expect instant success.
Farming requires patience, time, and careful growth. Many of the capital crashes we hear about often come from reckless investing and poor management.
On a farm visit to a nearby village, I witnessed a sad but familiar story.
A man who grew up in that same village decided to invest some of his money—not just for profit, but also to create jobs and bring development. After three years, his entire investment collapsed.
Why?
He believed people in the community would dedicate themselves to hard work and earn a living. Instead, many of them looked for ways to drain his investment.
When his chickens started laying eggs, the very workers he employed stole and sold them. Feed disappeared, farming equipment was stolen, and over time, a multi-million-naira investment vanished.
Fortunately, he was a businessman with other ventures. He moved on, but the villagers who betrayed his trust remained trapped in poverty.
I also know another man who shared his experience in goat farming. After almost three years, his investment disappeared too—not because goats failed, but because those entrusted with the project stole and sold them.
Sometimes they even lied, claiming sickness as an excuse for selling the animals. When he realized his project was collapsing, he sold off the little that remained.
The lesson is clear:
Be very careful about who you employ and why you are employing them. Your workers can either build your dream or destroy it.
AI isn’t the future anymore — it’s the present. Whether you’re a student, entrepreneur, or creator, these 25 AI tools will help you save time, make money, and stay ahead in 2025:
ChatGPT.com: Solve anything — from homework to business ideas (great for students & entrepreneurs).
Syllaby.io: Instantly script, record, and publish videos (perfect for TikTok & YouTube creators).
MidJourney.com: Generate stunning art & visuals (ideal for designers & marketers).
Replit.com: Write, test, and run code online (great for programmers & startups).
Heygen.com: Create lifelike AI avatars (perfect for online courses & marketing videos).
Soundraw.io: Produce custom music in seconds (musicians & YouTubers will love this).
Ranked.ai: Boost your Google ranking (essential for bloggers & businesses).
Submagic.co: Turn long videos into viral shorts (a must for content creators).
SlidesAI.io: Make presentations in minutes (great for students & professionals).
PicWish.com: Edit photos & remove backgrounds fast (useful for ecommerce sellers).
Fastread.io: Create ebooks instantly (authors & coaches can scale fast).
Bibley.io: AI-powered Bible study assistant (for pastors, teachers, and believers).
Manus.im: Code entire apps with AI help (perfect for non-tech founders).
Capsho.com: Turn podcasts into blogs, clips & emails (podcasters will save hours).
Webinarkit.com: Run automated webinars (ideal for online coaches & marketers).
Creatorunlock.com: Grow faster on YouTube (for influencers & video creators).
Sociable.how: Write viral social media comments (great for engagement hackers).
Adcreative.ai: Create high-converting ads in minutes (essential for marketers).
Canva.com: Design anything with AI tools (students & businesses love this).
Fastphoto.io: Get professional AI headshots (perfect for LinkedIn & resumes).
Askcoachken.com: AI relationship advice (helpful for personal growth).
Threadmaster.ai: Write viral Facebook & Twitter threads (great for social media marketers).
V0.dev: Build frontend mockups with AI (UI/UX designers will save time).
Suno.com: Make songs with AI vocals & beats (musicians & creators will love it).
Keywordsearch.com: Find winning keywords for ads (essential for advertisers).
Bookmark this list, try the tools, and watch your productivity skyrocket.
#AItools #Productivity #fypviral
Google quietly rolled out “Gems”: custom AI assistants that anyone can build. No coding. No fees. No limits.
1: Custom AI assistants that remember your style and instructions
2: Upload your own files as their knowledge base
3: Work across web, mobile, Docs, Sheets, Gmail
4: Create unlimited specialized assistants for different tasks
5: All free and instant
Instead of relying on one generic chatbot, you can now build a team of specialists:
1: Content strategist trained on your brand guidelines
2: Sales email writer with your pitch deck
3: Research analyst focused on your industry
4: Copywriter that matches your voice
How to build one:
1: Go to gemini.google.com
2: Click New Gem
3: Write instructions like you are briefing an employee
4: Upload reference files such as docs, sheets, or PDFs
5: Save and start using
Example instruction formula:
You are a [ROLE] focused on [DOMAIN]. Your goal is to [TASK]. Use insights from [FILES]. Write in [TONE]. Format as [OUTPUT TYPE]. If missing info, say so.
Why this is important:
1: Your AI already knows your brand voice, products, and audience
2: It works across every Google app and device
3: You save hours repeating context every time
What to do now:
Pick one repetitive task you do often, build a Gem for it today, and test it for a week. Then create another one.
This is not just another AI feature. It is a way to build your own AI-powered team for free.
Do you realize what it took for you to even be here today?
Your ancestors survived being chained in the belly of slave ships for months — in filth, disease, and darkness — and still lived. They lost their languages, customs, and traditions, yet learned a new tongue just to survive.
They worked from sunrise to sunset with no pay, watched their children ripped from their arms, and endured the abuse of ruthless slave owners.
They were given names with no heritage, no birth certificates, no family records — yet they kept going. They braved the Underground Railroad, survived the Civil War, and endured sharecropping. They taught themselves to read and write when the world said they couldn’t. They kept their heads low while the KKK burned crosses and bodies swung from trees.
They fought in World Wars only to return home still treated as less than men. They marched in Birmingham, were hosed in Selma, jailed in Wilmington, segregated in the South, ghettoed in the North, ignored in history books, and stereotyped on movie screens. Yet still, they endured.
Through every trial, every humiliation, every injustice — they refused to quit. And because of them, you are here.
So now, you face one rejection, one setback, one disappointment — and you want to give up? How dare you.
Your bloodline is built on survival, on strength, on resilience. Quitting is not in your DNA.
Remember: generations before you endured the unimaginable so you could have a chance to succeed. Don’t let them down.
Not all “tetanus injections” are the same. Here’s the simple truth:
1. TT (Tetanus Toxoid) – Builds long-term protection, but takes days to work. Best for routine immunization/boosters, not emergencies.
2. Td (Tetanus + Diphtheria) – Same as TT but also protects against diphtheria. Mostly for adults and mothers.
3. ATS (Anti-Tetanus Serum) – Works immediately but only protects short-term. Made from horse serum, so it can cause allergic reactions. Still used in many places.
4. TIG (Tetanus Immune Globulin) – The safer, modern option. Works immediately like ATS, but it’s made from human plasma, so fewer side effects. The challenge is that it’s more expensive and not always available in local pharmacies.
Many people get TT wrongly after an injury — but TT cannot protect you instantly. That’s why knowing the difference can save a life.
Always ask: Which tetanus injection is this? Why am I getting it?
If you’re tired of the tiny interest rates from traditional banks (3%–7% at best), here are some licensed, NDIC-insured fintech apps that offer much higher returns on your savings:
1. FairMoney
Savings Option: FairLock
Interest Rate: Up to 28% per annum
Highlight: One of the highest fixed savings rates in Nigeria. Ideal if you want to lock money away for a set period and watch it grow.
2. PiggyVest
Savings Option: SafeLock
Interest Rate: Up to 20% per annum
Highlight: Trusted by millions, PiggyVest is Nigeria’s pioneer digital savings app. SafeLock forces discipline—you can’t withdraw until maturity.
3. PalmPay
Savings Option: Fixed Savings
Interest Rate: Up to 20% per annum
Highlight: Simple to use and well-integrated with PalmPay’s mobile wallet for easy deposits and withdrawals.
4. OPay
Savings Option: Fixed Money
Interest Rate: Up to 17% per annum
Highlight: Popular super-app with fast transactions, plus a decent savings return compared to commercial banks.
5. Moniepoint
Savings Option: Locked Savings
Interest Rate: Up to 16% per annum
Highlight: Backed by one of Nigeria’s strongest fintechs, Moniepoint offers reliability and accessibility with attractive rates.
6. Kuda Bank
Savings Option: Fixed Savings
Interest Rate: Up to 15% per annum
Highlight: Known as the “Bank of the Free,” Kuda combines zero fees with competitive interest for locked funds.
Bonus Notes:
1. Safety First – All the above apps are licensed by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC). That means your money is protected.
2. Avoid Risky Platforms – Don’t save with any company that isn’t CBN-licensed and NDIC-insured. If anything happens, your money may not be recoverable.
3. Why Not Big Banks? – Traditional commercial banks still offer very low fixed savings rates (around 3%–7% per annum). With inflation where it is, that’s almost nothing compared to what fintechs give.
4. If your goal is to beat inflation, earn higher returns, and still keep your money safe, these fintech apps are far better options than sticking with old-school banks.
Bamboo offers access to over 3,000 U.S. and Nigerian stocks combined. With as little as $2, users can invest in fractional shares of U.S. companies—making global investing highly accessible.
Steps to follow:
1. Download the App and Sign Up
Download the Bamboo app.
Register using your email, BVN, and a valid ID (NIN, driver’s license, or passport).
2. Complete KYC (Know Your Customer)
Upload the required documents.
Verification usually takes a few hours to 1 day.
3. Fund Your Account
Fund your Bamboo wallet in Naira or USD.
Payment methods:
Bank transfer
Debit/credit cards
Flutterwave or Paystack
4. Explore Investment Options
Nigerian stocks (via Bamboo NGX)
U.S. stocks (Apple, Amazon, Tesla, etc.)
ETFs (Exchange-Traded Funds)
Fixed-income products (Bonds, Treasury Bills when available)
5. Buy Stocks or Other Assets
Search for the stock or asset in the app.
For Nigerian stocks, tap NG STOCKS.
Click Buy, enter the amount, and confirm the transaction.
Beneath the Sahara Desert, engineers are building one of the boldest climate projects yet: underground sand batteries that can store solar energy for months.
1. The system uses giant insulated silos filled with desert sand, heated to over 600°C with surplus solar power.
2. When the sun sets or during cloudy weeks, the stored heat powers steam turbines or district heating systems.
3. A Finnish startup proved the concept in 2022 — now a Europe–North Africa team is scaling it up.
4. Sand is cheap, abundant, and stable at high temperatures, lasting for decades with almost no maintenance.
5. Unlike lithium batteries, there’s no fire risk, no toxic chemicals, and less than 10% energy loss over months.
6. Each chamber can power 20,000 homes for a week. Dozens of them could make the Sahara a permanent energy reservoir.
7. Clean electricity could flow across Africa and even to Europe through cross-Mediterranean cables.
8. Local communities would gain stronger grids for hospitals, refrigeration, and water desalination.
If successful, the Sahara could supply year-round clean energy — even during Europe’s coldest winters.
This might be the technology the world has been waiting for to finally move beyond fossil fuels.
Do you think “bottling sunlight” in sand could be the future of global energy?
