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1. Choose a Licensed Stockbroker
There are two main options:

Traditional Brokers: Meristem, ARM Stocktrade, Stanbic IBTC Stockbrokers, etc.

Digital Platforms: Bamboo, Chaka, Trove, etc.

Pick the one that suits you. Digital platforms are usually faster to start with.

2. Register with Your Chosen Broker
Sign up, verify your ID, and complete the KYC process. That gives you access to buy and sell on the Nigerian Stock Exchange.

3. Fund Your Account
You can start with as little as ₦5,000. Deposit funds into your broker account to begin investing.

4. Buy Stocks
Choose companies you believe in after doing your research. Focus on brand strength, consistent performance, and growth potential.

5. Monitor Your Portfolio
Check your investments weekly or monthly. Learn how your portfolio performs and make adjustments when needed.

Bonus Tip:
Add money to your investment regularly, even if it’s small. Monthly top-ups build wealth over time through compounding.

SAMPLE INVESTMENT PLAN FOR BEGINNERS

Oil & Gas Sector – Invest ₦3,500 or more in ONE company:

Oando Plc (OANDO)

Seplat Energy Plc (SEPLAT)

TotalEnergies Plc (TOTAL)

Eterna Plc (ETERNA)

Conoil Plc (CONOIL)

Capital Oil Plc (CAPOIL)

Consumer Goods Sector – Invest ₦3,500 or more in ONE company:

BUA Foods Plc (BUAFOODS)

Dangote Cement Plc (DANGCEM)

Honeywell Flour Mills Plc (HONYFLOUR)

Vitafoam Nigeria Plc (VITAFOAM)

Champion Breweries Plc (CHAMPION)

NASCON Allied Industries Plc (NASCON)

Banking Sector – Invest ₦3,000 or more in ONE company:

Guaranty Trust Holding Company Plc (GTCO)

Zenith Bank Plc (ZENITHBANK)

Wema Bank Plc (WEMABANK)

FCMB Group Plc (FCMB)

Stanbic IBTC Holdings Plc (STANBIC)

Access Holdings Plc (ACCESSCORP)

FBN Holdings Plc (FBNH)

20 STABLE NIGERIAN COMPANIES WORTH WATCHING

Dangote Cement Plc (DANGCEM)
BUA Cement Plc (BUACEMENT)
Guaranty Trust Holding Company Plc (GTCO)
Access Holdings Plc (ACCESSCORP)
MTN Nigeria Communications Plc (MTNN)
FBN Holdings Plc (FBNH)
United Bank for Africa Plc (UBA)
Guinness Nigeria Plc (GUINNESS)
Zenith Bank Plc (ZENITHBANK)
Nigerian Breweries Plc (NB)
Nestlé Nigeria Plc (NESTLE)
Stanbic IBTC Holdings Plc (STANBIC)
Seplat Energy Plc (SEPLAT)
TotalEnergies Marketing Nigeria Plc (TOTAL)
Oando Plc (OANDO)
Flour Mills of Nigeria Plc (FLOURMILL)
Dangote Sugar Refinery Plc (DANGSUGAR)
Lafarge Africa Plc (WAPCO)
Presco Plc (PRESCO)
Airtel Africa Plc (AIRTELAFRI)

I always tell people that consistency is more important than amount. Even ₦3,000 every month will shock you after a few years. Compound interest.

This is exactly what I’ve been looking for. I always thought stock investment was only for people with big money. Didn’t know I could start with ₦3,000. Thanks, boss!

Omo, I like how you broke it down sector by sector. That “sample plan” is gold.

This thread deserves a sticky! Too many people think only crypto can make them rich. Meanwhile, stocks are the real wealth builder over time.

For beginners, I’ll also suggest reading company financials before buying. It’s not hard — just check if profits are growing each year.

Good reminder that investing isn’t about luck, it’s about discipline. Even if it’s ₦3k, do it every month and reinvest your dividends. That’s how wealth is built slowly but surely.